Heckman & O'Connor, P.C. - Untitled 3

Insurance Law

Agents' Explanation of Insurance Policy

If an insured suffers a loss for which an insurer denies coverage, the insured may attempt to recover damages from the agent or the insurer on the ground that he would...

The Meaning of an Insurance Binder

A binder in the insurance industry is a temporary agreement of the insurance company to provide coverage while it seeks to issue a policy based upon the representations made in the application for insurance. The binder may be issued by an...

Diability Insurance While Employed

If an insured becomes totally disabled, he may recover payments under his disability insurance policy during his period of disability. One factor that is used to determine the insured's eligibility for such payments is his ability to work. If he...

The Appraisal Clause in Insurance Policies

Fire insurance and many other kinds of insurance policies contain appraisal clauses. Such clauses are included in form fire insurance policies required by state insurance regulators and are included in various other policy forms covering losses...

Insurance Law> General Liability Insurance> Motor Vehicle Exclusions

The Mobile Equipment Exclusion from CGL Policy Coverage

A comprehensive general liability or CGL policy provides an insured business with protection against liability for damages from personal injury or...